About Us



In 1994, I was ready for a career change and that decision ultimately led me to getting my FL215, which allowed me to offer Life, Health and Annuities in the state of Florida.

I began my Insurance Career offering Mortgage Protection.  A few months later, I added Final Expense (dropping my own mail) and Individual and Group Health Insurance.  This eventually directed me to form my own corporation, Group Benefits Plus.

In January of 2005, I received a postcard regarding Final Expense from Eric Brennan, who is now the President of Equita.  I decided to contact him and in February I became their second agent joining their lead program.  Through time, I earned my stripes to become the State Manager of Florida to the Regional Sales Director of over 26 states.

I’m still doing what I enjoy very much working in the Final Expense market.  I’ve grown from a personal producer to a mentor and coach offering training like never before.  During these years, I have reinforced that I have the deep passion to assist agents on how to become more successful in the Final Expense market.

I offer 2 weekly WorkShop Training Calls and this allows agents to ask questions and problem solve.  I am also available to help agents in regards to which carrier to place a client…even if in a home during a presentation!  If an agent reaches a roadblock and needs guidance… call me and I will help!

Today, I solely focus on Final Expense. The Ciaccio Crew has a superb staff which concentrates on agent support and relations, carrier contracting and the day-to-day tasks to help agents close sales.

My Final Expense agency is referred to as the “Ciaccio Crew” and it is comprised of hundreds of successful agents across the United States dedicated to helping families removing the financial burden through an affordable Final Expense program.

As a Regional Sales Director, the Ciaccio Crew has submitted over $38,000,000 in AP and still continues to grow.

I hire Agents and turn out Producers!